Last Updated: March 24, 2026
Welcome to G-Kasio. By registering, accessing, or using our services, you agree to be bound by the following Terms and Conditions. If you do not agree, please do not use this service.
- Service Description
G-Kasio is a software-as-a-service (SaaS) platform that provides financial management tools, including but not limited to transaction recording, budget analysis, and financial account integration.
- Eligibility and User Account
- Age: You must be at least 18 years of age or an adult under Indonesian law to use this service.
- Account Security: You are fully responsible for the privacy of your password and the activities that occur under your account.
- Data Authenticity: You must provide accurate, complete, and up-to-date information during registration.
- Use Restrictions (Prohibited Conduct)
You agree not to:
- Use the services for illegal activities, including but not limited to money laundering or terrorism financing.
- Reverse engineer, hack, or attempt to compromise the integrity of our technical infrastructure.
- Uploading content containing viruses, malware, or other malicious code.
- Using another person's data without the explicit permission of the data owner.
- Fees and Payment
- Subscription Model: Services are available in free and paid plans. Pricing details are listed on the Pricing/Subscription page.
- Tax: All subscription fees are subject to 11% VAT (or the applicable rate in Indonesia) unless otherwise stated.
- Cancellation: You may cancel your subscription at any time, but any fees incurred are non-refundable unless specifically stated in our refund policy.
- Intellectual Property Rights
- Our Ownership: All designs, code, logos, and trademarks are the exclusive property of PT Generasi Milenial Cemerlang.
- User Data: You retain full ownership of the financial data you input. However, you grant us permission to process such data solely to perform the service functions for you.
- Disclaimer
- Not Financial Advice: G-Kasio is an administrative tool. We are not licensed financial advisors. Your financial decisions are entirely at your own risk.
- Service Availability: We strive to keep the service up and running 24/7, but we cannot guarantee that it will always be free from technical disruptions or server maintenance.
- Data Loss: We are not responsible for any financial losses arising from user data input errors or third-party connection failures (such as bank APIs).
- Termination of Service
We reserve the right to suspend or close your account if:
- You violate these Terms and Conditions.
- Request from authorities in accordance with Indonesian law.
- You fail to pay your subscription fee after the grace period has expired.
- Applicable Law and Dispute Resolution
- Law: These Terms and Conditions are governed by and construed in accordance with the laws of the Republic of Indonesia.
- Disputes: Any disputes arising will be resolved through deliberation. If no consensus is reached, the dispute will be resolved through the Central Jakarta District Court.